Terms of use for What If Guides: the guides are general information only, not advice, quotes or recommendations. Covers accuracy, external links, copyright and liability.
Last updated: September 2026
What If Guides is an independent educational website. It provides general information only and does not provide personalised financial advice or recommendations. Information on this website should not be treated as advice suitable for your individual circumstances.
Nothing on this website is an offer, a recommendation or a quote. What If Guides does not sell or arrange insurance or any other financial product.
We aim to keep guides accurate and show when each was published or reviewed, but rules, figures and products change. Check official sources such as GOV.UK and MoneyHelper, and get advice suitable for your own circumstances before making financial decisions.
Links to other websites are provided for convenience. We do not control those websites and are not responsible for their content or services.
Content on this website belongs to What If Guides. You may share links to it, but please do not republish guides without permission.
To the extent permitted by law, we are not liable for any loss arising from reliance on general information on this website. Nothing in these terms limits liability that cannot be limited by law.
These terms are governed by the law of England and Wales.