Life doesn't always go to plan.
Plain-English guides to the money questions people put off: what happens if you can't work, fall seriously ill, or your family loses an income.
Browse by topic
Start with the question closest to your situation. Each guide answers it in the first paragraph, then explains the detail.
Income protection
What happens to your pay if illness or injury stops you working.
Life insurance
How life cover and workplace death-in-service benefits protect a household.
Critical illness
Lump-sum cover for serious illness, and how it differs from income cover.
Life events
Money checklists for moments that change everything, like a baby or a new home.
How these guides are written
Plain English
Every guide answers the question first, then explains the jargon so you can follow the detail.
Sourced and dated
Facts that change, like sick pay rates, link to GOV.UK or MoneyHelper, and every guide shows when it was last reviewed.
Not selling anything
No quotes, no product picks and no provider deals. The guides explain how things work, not what to buy.